APY = Annual Percentage Yield. Rates effective as of October 15, 2023. Fees may reduce earnings.
Shares Rate Schedule Back to Top Learn More
Effective Date: February 1, 2024
| Product | Annual Percentage Rate1 | Annual Percentage Yield2 | Minimum to Open | Minimum to Earn Dividends3 | Dividends Credited4 |
|---|---|---|---|---|---|
| Share Savings | 0.10% | 0.10% | $5.00 | $250.00 | Quarterly |
| Christmas Club | 0.15% | 0.15% | $0.00 | $100.00 | Quarterly |
| Summer Fun | 0.15% | 0.15% | $0.00 | $100.00 | Quarterly |
| IRA Accumulation | 0.20% | 0.20% | $100.00 | $250.00 | Quarterly |
| Roth IRA | 0.20% | 0.20% | $100.00 | $250.00 | Quarterly |
1 Annual Percentage Rate = APR. 每年借款的成本，包括费用，以百分比表示. 年利率是一个更广泛的成本衡量标准，因为它反映了利率和你为获得贷款而必须支付的费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息按季度获得，并使用平均每日余额法计算.
4 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Checking Back to Top Learn More
Effective Date: February 1, 2024
| Product | Annual Percentage Rate1 | Annual Percentage Yield2 | Minimum to Open | Minimum to Earn Dividends | Dividends Credited3 |
|---|---|---|---|---|---|
| Experience Checking | 0.30% | 0.30% | $5.00 | $10,000 |
Monthly |
| Free Checking | 0% | 0% | $5.00 | $0.00 | |
| Restart Checking | 0% | 0% | $5.00 | $0.00 |
1 Annual Percentage Rate = APR. 每年借款的成本，包括费用，以百分比表示. 年利率是一个更广泛的成本衡量标准，因为它反映了利率和你为获得贷款而必须支付的费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Believe It! Money Market Rates Back to Top Learn More
Effective Date: February 1, 2024
| Minimum to Open | Term | Annual Percentage Rate1 | Annual Percentage Yield2 | Dividends Credited3 |
|---|---|---|---|---|
| $2,500.00 | Daily | 0.10% | 0.10% | Monthly |
1 Annual Percentage Rate = APR. 你每年为借钱而支付的成本，包括费用，是以百分比表示的. 年利率是借贷成本的一个更广泛的衡量标准，因为它反映了利率和你必须支付的贷款费用. Annual Percentage Yields may vary. Maintenance or activity fees may reduce earnings. 优惠等级利率将在账户的全部余额中赚取.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Prime Money Market Rates Back to Top Learn More
$10,000.00 Minimum to Open
Effective Date: February 1, 2024
| Tier Level | Annual Percentages Rate1 |
Annual |
Dividends Credited3 |
| up to $2,499 | 0.10% | 0.10% | Quarterly |
| $2,500 | 0.25% | 0.25% | Quarterly |
| $10,000 | 0.30% | 0.30% | Quarterly |
| $25,000 | 0.35% | 0.35% | Quarterly |
| $50,000 | 0.40% | 0.40% | Quarterly |
| $100,000 | 0.45% | 0.45% | Quarterly |
| $300,000 | 0.50% | 0.50% | Quarterly |
1 Annual Percentage Rate = APR. 每年借款的成本，包括费用，以百分比表示. 年利率是一个更广泛的成本指标，因为它反映了利率和你为获得贷款必须支付的费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Share Certificate Promotions Back to Top Learn More
Effective Date: May 6, 2024
| Annual Percentage Yield1 |
Term | Minimum to Open | Dividends Credited2 |
|---|---|---|---|
| 4.55% | 5 Month3 | $5,000.00 | Quarterly |
| 4.15% | 7 or 9 Month4 | $5,000.00 | Quarterly |
1 APY = Annual Percentage Yield. APY is subject to change without notice. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
2 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户在期末获得股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
3 到期后为5个月期股票及利率, 该股票将以当时的市场价格展期为6个月的股票, respectively. 此优惠只适用于新存款，开户最低存款为5,000美元.
4 到期后为7个月的股票凭证及利率, 该股票将以当时的市场价格展期为7个月的股票, respectively. 4 到期后为9个月的股票凭证及利率, 该股票将以当时的市场价格展期为9个月的股票, respectively.
Certificate & Investment Rates Back to Top Learn More
$500 Minimum to Open
Effective Date: February 1, 2024
| Term | Annual Percentage Rate1 | Annual Percentage Yield2 |
Dividends Credited3 |
|---|---|---|---|
| 91 Days (3 Month) | 0.55% | 0.55% | Quarterly |
| 182 Days (6 Month) | 1.10% | 1.10% | Quarterly |
| 7 Month | 1.20% | 1.20% | Quarterly |
| 9 Month | 1.29% | 1.30% | Quarterly |
| 12 Month | 1.54% | 1.55% | Quarterly |
| 18 Month | 1.74% | 1.75% | Quarterly |
| 24 Month | 1.99% | 2.00% | Quarterly |
| 36 Month | 2.67% | 2.70% | Quarterly |
| 48 Month | 2.67% | 2.70% | Quarterly |
| 60 Month | 2.67% | 2.70% | Quarterly |
1 Annual Percentage Rate = APR. 你每年为借钱而支付的成本，包括费用，是以百分比表示的. 年利率是借贷成本的一个更广泛的衡量标准，因为它反映了利率和你必须支付的贷款费用.
2 年利率如有变动，恕不另行通知. Early withdrawal penalties may apply. 十信用合作社的会员资格需要开一个证明. After the certificate matures, 除非您另有说明，否则证书将自动按当前费率续期. Withdrawal of dividends before maturity will reduce earnings. 所有其他适用条款见股份和投资利率表.
3 股息贷记:利率表规定了股息的复利和贷记频率以及适用于每个账户的股息期. 股息期是指账户赚取股息的一段时间. 它开始于该期间的第一个日历日，结束于该期间的最后一个日历日.
Auto Loans Back to Top Learn More
Effective Date: January 22, 2024
Longer terms are available.
| Loan Type | Annual Percentage Rate1 Starting At | Months |
|---|---|---|
| 2019 - Current New or Used Auto |
6.24%2 | 63 |
| 2014 - 2018 Used Auto |
7.24%2 | 48 |
| 2013 - Older Used Autos |
8.24%2 | 48 |
1贷款账户的年百分比利率(APR)， 2024年1月22日生效. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2基本年度百分比利率(APR)是广告利率，可以根据信誉而变化, vehicle age, mileage, and loan terms. Financing up to the retail value of the auto is available. 访问10信用合作社分支机构或致电1-844-468-3628与信贷员交谈，以确定您符合条件的利率. 与信贷员讨论选项并选择您有资格获得的利率.
For example, 10,000 borrowed at 6.24% APR for 60 months = $194.45/month.
Personal Loans Back to Top Learn More
Effective Date: December 20, 2023
| Loan Type | Annual Percentage Rate1 Starting At |
Months | |
|---|---|---|---|
| Signature (Personal) | 11.49%2 | 24 | Longer Terms Available. |
| Personal Line of Credit | 13.65%2 | ||
| Certificate Secured | Starting at Deposit APY + 2.00% | 36 | $3,000 Minimum Amount. Longer Terms Available. |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 利率和期限是基于申请人的信誉评估. Not all applicants will qualify for the lowest rate. Other restrictions may apply. Offer is subject to change without notice. Membership with Ten Credit Union is required to obtain a loan. 这笔贷款的首付款可延期60天. 如果你只支付最低金额，延迟付款将会延迟你的贷款的偿还，并导致额外的财务费用. The 60-day deferral program is subject to change at any time.
VISA Rewards Credit Card Back to Top Learn More
|
Annual Percentage |
Months | |
|---|---|---|
| 13.65% | N/A | No Annual Fee; No Balance Transfer Fees |
1 年度百分比利率(APR)截止到2023年6月，基于申请人的信用历史和信用资格. APRs are variable and currently range from 13.65% to 17.99% based on the applicant's creditworthiness. 该年利率将根据《12bet游戏平台》披露的优惠利率随市场而变化, plus or minus a margin based on your credit history. Not all applicants will qualify for the lowest rate. All rates and terms are subject to change. 要成为Ten Credit Union的会员，必须持有信用卡. With CU Rewards, earn one point for every dollar spent. Certain other restrictions may apply.
Recreational Vehicle Loans Back to Top Learn More
(Marine, RVs, Campers, ATV, and UTVs)
Effective Date: January 22, 2024
| Loan Type | Annual Percentage Rate1 Starting At |
Months | |
|---|---|---|---|
| 2023 - Current | 8.49%2 (New) | 48 | Longer terms are available. |
| 2019 - Current | 8.99%2 (Used; Refinance) | 48 | Longer terms are available |
| 2014 - 2018 | 9.99%1 (Used; Refinance) | 48 | Longer terms are available |
| 2013 - Older | 9.99%1 (Used; Refinance) | 36 | Longer terms are available |
1 年利率=贷款账户的年利率，2024年1月生效. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年利率= APR是基于申请人的信用历史和信用资格, the age of the vehicle, and the terms of the loan. Not all applicants will qualify for the lowest rate. 费率及条款如有更改，可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 向你的十信用合作社信贷员询问具体信息. Membership with Ten Credit Union is required to obtain a loan. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
Motorcycle Loans Back to Top Learn More
Effective Date: December 20, 2023
| Year | Annual Percentage Rate1 Starting At |
Months | |
|---|---|---|---|
| 2023 - Current > 3,000 miles New |
8.49%2 | 48 | Longer terms available |
| 2018 - Current Used8 |
8.99%2 | 48 | Longer terms available |
| 2013 - 2017 Used |
9.99%2 | 48 | Longer terms available |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年度百分比利率(APR)是基于申请人的信用历史和信用资格, the age of the vehicle, and the terms of the loan. Not all applicants will qualify for the lowest rate. 费率及条款如有更改，可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 向你的十信用合作社信贷员询问具体信息. Membership with Ten Credit Union is required to obtain a loan. 该提议不适用于目前由Ten Credit Union提供融资的贷款.
Boat Loans Back to Top Learn More
Effective Date: December 20, 2023
| Loan Type | Annual Percentage Rate1 Starting At |
Months |
|---|---|---|
| 2023 - current New |
8.49%2 | 48 |
| 2018 - current Used |
8.99%2 | 48 |
| 2013 - 2017 Used |
9.99%2 | 48 |
1 贷款账户的年百分比利率(APR)， 2023年2月生效. All rates and terms are subject to change. Rates and terms are subject to individual credit approval. 请致电1-844-468-3628或访问您当地的分支机构获取更多信息.
2 年度百分比利率(APR)是基于申请人的信用历史和信用资格, the age of the vehicle, and the terms of the loan. Not all applicants will qualify for the lowest rate. 费率及条款如有更改，可随时撤回. 其他条件和限制可根据所资助的休闲车辆适用. 向你的十信用合作社信贷员询问具体信息. Membership with Ten Credit Union is required to obtain a loan. 优惠不适用于目前与十信用合作社融资的贷款.
Mortgage & Home Refinance Loan Rates Back to Top Learn More
Call us for our current low rates: (615) 244-1910.
1 年利率= APR是一个基于指数加上保证金的变量. APR基于对申请人信用资格和相关LTV比率的评估. Available on new HELOCs only. Your actual APR may vary. 所有余额将按可变年利率为您的账户产生利息. The variable APR, as low as 4.25% APR, 是根据《12bet游戏平台》披露的最优惠利率计算的, plus or minus a margin based on your credit history. 可变利率可能会在之后的每个季度发生变化, as stipulated by your original terms and conditions. The maximum APR is 18%. 所有价格和优惠截至2020年4月4日，如有更改，恕不另行通知. Other conditions may apply. Advance amounts must be within your existing credit limit. 您可能无法偿还或支付其他十信用合作社贷款, credit cards, or accounts with these proceeds. Membership with Ten Credit Union is required to obtain a loan. Please get in touch with us for more information.
